Wednesday, March 20, 2013

Suitability Standards


The probable investor represents that he or she is acquiring the securities for investment purposes only, and the aim is not to sell the securities or distribution. These potential investors also represent that they will be able to bear the economic risk of losing the entire amount of their investment in the securities and this loss will not affect the standard of living of the investor.

The investor has overall commitment to the investments that are not freely marketable and which are in proportion to their net worth. The overall investment in the securities will not cause any overall commitment to become unwarranted.

The probable investor has sufficient means of satisfying current needs and personal exigencies and does not depend on liquidity in the investment, in securities. The potential investor should have sufficient experience in making investment decisions of these kinds or they could seek assistance of their professional representative in making the investment decision.

Investor Suitability Standards

The offer is made by the company for investment in the units only to those potential investors who satisfy certain investor suitability standards in respect to their financial health to bear the loss of their investment and their investment sophistication.

Rule 504 of regulation D defines that the company can offer the securities only for investment purpose to investors who satisfy certain suitability standards designed either by the company or, in certain circumstances, by the laws of investor’s domicile.

Rule 1001 permits an additional exemption in [State of Domicile] according to Section 25102 (n)(2)(E). Therefore, except the requirements of a particular state, the suitability standards established by the Company for non-[State of Domicile] residents will be those of an “Accredited Investors” according to Rule 501.

Suitability of investor also defines that the purpose of investment of the investor is compatible with the objectives of an investment in the securities.

The suitability standards mentioned showcase the minimum requirements for prospective investors and fulfillment of the standards does not necessarily mean that securities are good enough for investment by a prospective investor.

The company, which is issuing the security, can at its will reject the subscription of any potential investor if the company believes, in its sole discretion, that it does not meet the standards for investment in the securities. Along with this it is the sole right of the company to waive the subscription standard in any case it feels necessary.
                          
In the Subscription Agreement provided in combination with the requirement, potential investors must represent that they satisfy the suitability standards.

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